@font-face{font-family:"Manrope";font-style:normal;font-weight:200 800;font-display:swap;src:url("assets/fonts/manrope-latin.woff2") format("woff2");}
:root{--ink:#111315;--white:#fff;--cobalt:#3443DC;--cobalt-dark:#2632b8;--cobalt-soft:#eef0fd;--muted:#5b6068;--line:#e6e7ea;--radius:18px;--wrap:1160px;}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;background:var(--ink)}
body{margin:0;font-family:"Manrope",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--white);font-size:17px;line-height:1.6;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3{margin:0;font-weight:800;letter-spacing:-0.025em;line-height:1.08}
h1{font-size:clamp(2.6rem,9vw,5.2rem);letter-spacing:-0.04em}
h2{font-size:clamp(1.9rem,5.6vw,3.1rem);max-width:18ch}
h3{font-size:1.15rem;letter-spacing:-0.01em;line-height:1.3}
p{margin:0}
.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 22px}
.narrow{max-width:780px}
.center{text-align:center}.center h2{margin-left:auto;margin-right:auto}
.skip{position:absolute;left:-999px;top:8px;background:var(--ink);color:#fff;padding:10px 14px;border-radius:8px;z-index:100}
.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--cobalt);outline-offset:3px;border-radius:6px}
.section-dark :focus-visible,.section-cobalt :focus-visible,.site-footer :focus-visible{outline-color:#fff}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.9);backdrop-filter:saturate(180%) blur(12px);-webkit-backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid transparent;transition:border-color .2s}
.site-header.scrolled{border-bottom-color:var(--line)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;height:68px}
.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none}
.brand img{width:34px;height:auto}
.wordmark{font-weight:800;font-size:1.25rem;letter-spacing:-0.03em;white-space:nowrap}
.nav{display:none;gap:30px}
.nav a{text-decoration:none;font-weight:600;font-size:.95rem;color:var(--muted)}
.nav a:hover{color:var(--ink)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 26px;border-radius:999px;font:inherit;font-weight:700;font-size:1rem;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .15s,background-color .15s,color .15s,border-color .15s;-webkit-tap-highlight-color:transparent}
.btn:active{transform:scale(.98)}
.btn-primary{background:var(--cobalt);color:#fff}
.btn-primary:hover{background:var(--cobalt-dark)}
.btn-ghost{border-color:var(--ink);color:var(--ink);background:transparent}
.btn-ghost:hover{background:var(--ink);color:#fff}
.btn-small{min-height:42px;padding:0 18px;font-size:.92rem;background:var(--ink);color:#fff}
.btn-small:hover{background:var(--cobalt)}
.btn-block{width:100%}

/* hero */
.hero{position:relative;overflow:hidden;padding:56px 0 24px}
.hero-inner{position:relative;z-index:1}
.eyebrow{display:inline-block;font-weight:700;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--cobalt);margin-bottom:18px}
.eyebrow-light{color:#aab2ff}
.section-cobalt .eyebrow-light{color:#d6dbff}
.hero h1{max-width:11ch}
.lead{margin-top:24px;font-size:clamp(1.08rem,2.6vw,1.3rem);color:var(--muted);max-width:36em;line-height:1.6}
.hero-actions{display:flex;flex-direction:column;gap:12px;margin-top:34px}
.hero-points{list-style:none;padding:0;margin:34px 0 0;display:flex;flex-wrap:wrap;gap:10px 22px;font-weight:600;font-size:.95rem}
.hero-points li{display:flex;align-items:center;gap:8px}
.hero-points li::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--cobalt)}
.hero-mark{display:none}

/* sections */
.section{padding:84px 0;scroll-margin-top:68px}
.section-dark{background:var(--ink);color:#fff}
.section-cobalt{background:var(--cobalt);color:#fff}
.section-lead{margin-top:20px;font-size:1.1rem;color:var(--muted);max-width:38em}
.section-lead.light,.section-dark .section-lead{color:#c3c6cc}
.section-cobalt .section-lead.light{color:#e4e7ff}
.center .section-lead{margin-left:auto;margin-right:auto}

/* steps */
.steps{list-style:none;padding:0;margin:44px 0 0;display:grid;gap:16px}
.step{border:1px solid var(--line);border-radius:var(--radius);padding:28px 26px;background:#fff}
.step-num{display:inline-flex;align-items:center;justify-content:center;width:46px;height:46px;border-radius:14px;background:var(--cobalt-soft);color:var(--cobalt);font-weight:800;margin-bottom:20px}
.step p{margin-top:10px;color:var(--muted)}

/* cards */
.cards{list-style:none;padding:0;margin:40px 0 0;display:grid;gap:14px}
.card{background:#1c1f22;border:1px solid #2a2e33;border-radius:var(--radius);padding:24px}
.card h3{color:#fff}
.card p{margin-top:8px;color:#b4b8bf;font-size:.98rem}
.card:last-child{background:var(--cobalt);border-color:var(--cobalt)}
.card:last-child p{color:#e4e7ff}
.note{margin-top:26px;color:#9a9fa7;font-size:.95rem}

/* privacy */
.split{display:grid;gap:40px}
.checks{list-style:none;padding:0;margin:0;display:grid;gap:14px}
.checks li{position:relative;padding:22px 22px 22px 66px;border-radius:var(--radius);background:var(--cobalt-soft)}
.checks li::before{content:"";position:absolute;left:22px;top:24px;width:28px;height:28px;border-radius:50%;background:var(--cobalt) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center/16px no-repeat}
.checks p{margin-top:6px;color:var(--muted);font-size:.98rem}

/* faq */
.faq{margin-top:36px;border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:18px;padding:22px 0;font-weight:700;font-size:1.08rem;line-height:1.35}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";flex:0 0 auto;width:30px;height:30px;border-radius:50%;background:var(--cobalt-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%233443DC' stroke-width='2.6' stroke-linecap='round'%3E%3Cpath d='M12 6v12M6 12h12'/%3E%3C/svg%3E") center/16px no-repeat;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 0 22px;color:var(--muted);max-width:40em}

/* form */
.contact-line{margin-top:24px;color:#c3c6cc}
.contact-line a{color:#fff;font-weight:700;text-underline-offset:3px}
.form{background:#fff;color:var(--ink);border-radius:22px;padding:26px 22px;display:grid;gap:16px}
.form label{display:grid;gap:7px;font-weight:700;font-size:.92rem}
.form input,.form textarea{font:inherit;font-weight:500;font-size:16px;width:100%;padding:13px 14px;border:1.5px solid #d4d6db;border-radius:12px;background:#fff;color:var(--ink);transition:border-color .15s,box-shadow .15s}
.form textarea{resize:vertical;min-height:110px}
.form input:focus,.form textarea:focus{outline:none;border-color:var(--cobalt);box-shadow:0 0 0 4px rgba(52,67,220,.15)}
.form-note{font-size:.85rem;color:var(--muted);text-align:center}

/* footer */
.site-footer{background:var(--ink);color:#c3c6cc;padding:44px 0;border-top:1px solid #23272b}
.footer-inner{display:grid;gap:12px;font-size:.95rem}
.brand-light .wordmark{color:#fff}
.copy{color:#8b9097}

@media (min-width:640px){
  .hero-actions{flex-direction:row}
  .cards{grid-template-columns:repeat(2,1fr)}
  .wrap{padding:0 32px}
}
@media (min-width:900px){
  body{font-size:18px}
  .nav{display:flex}
  .hero{padding:110px 0 120px}
  .hero-mark{display:block;position:absolute;z-index:0;pointer-events:none;opacity:.09;width:min(34vw,460px);right:max(32px,calc((100vw - 1160px)/2 + 32px));top:50%;transform:translateY(-50%)}
  .hero .lead{max-width:30em}
  .section{padding:120px 0}
  .steps{grid-template-columns:repeat(3,1fr);gap:20px}
  .cards{grid-template-columns:repeat(3,1fr);gap:18px}
  .split{grid-template-columns:1fr 1.1fr;gap:72px;align-items:start}
  .form{padding:36px 32px}
  .footer-inner{grid-template-columns:auto 1fr auto;align-items:center;gap:32px}
  .footer-inner p:nth-child(2){text-align:center}
}

/* ---------- apply page ---------- */
.apply-page{background:#f6f7f9}
.apply-hero{background:var(--white);padding:44px 0 34px;border-bottom:1px solid var(--line)}
.apply-hero h1{font-size:clamp(2.2rem,8vw,3.8rem);max-width:14ch}
.apply-hero .lead{margin-top:18px}
.apply-body{padding:28px 0 84px}
.apply-layout{display:grid;gap:22px}
.progress{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,1fr);gap:6px}
.progress li{cursor:pointer;display:flex;flex-direction:column;gap:8px;font-size:.72rem;font-weight:700;color:var(--muted)}
.progress li span{display:block;height:6px;border-radius:99px;background:#dde0e6;font-size:0;transition:background-color .2s}
.progress li em{font-style:normal;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.progress li.done span,.progress li.active span{background:var(--cobalt)}
.progress li.active{color:var(--ink)}
.side-note{display:none}
.apply-form,.thanks{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px 20px}
.form-step{display:grid;gap:18px}
.form-step + .form-step{margin-top:44px;padding-top:36px;border-top:1px solid var(--line)}
.apply-form.is-stepped .form-step{display:none;margin:0;padding:0;border:0}
.apply-form.is-stepped .form-step.is-current{display:grid;animation:stepIn .25s ease}
@keyframes stepIn{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.step-count{font-weight:700;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--cobalt)}
.form-step h2{font-size:clamp(1.6rem,6vw,2.1rem);margin-top:-8px}
.form-step h2:focus{outline:none}
.step-q{color:var(--muted);margin-top:-10px}
.grid2{display:grid;gap:18px}
.field{display:grid;gap:7px;font-weight:700;font-size:.93rem;margin:0;padding:0;border:0;min-width:0}
fieldset.field legend{padding:0;margin-bottom:10px;font-weight:700;font-size:.93rem}
.req{color:var(--cobalt);margin-left:2px}
.opt,.hint{font-weight:500;color:#8b9097;font-size:.82rem;margin-left:4px}
.field input,.field select,.field textarea{font:inherit;font-weight:500;font-size:16px;width:100%;min-height:50px;padding:12px 14px;border:1.5px solid #d4d6db;border-radius:12px;background:#fff;color:var(--ink);transition:border-color .15s,box-shadow .15s}
.field select{appearance:none;-webkit-appearance:none;padding-right:42px;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23111315' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") right 14px center/18px no-repeat}
.field select:invalid{color:#8b9097}
.field select option{color:var(--ink)}
.field textarea{resize:vertical;min-height:110px;line-height:1.5}
.field input::placeholder,.field textarea::placeholder{color:#9a9fa7}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--cobalt);box-shadow:0 0 0 4px rgba(52,67,220,.15)}
.choices{display:grid;gap:8px}
.choices-row{display:flex;flex-wrap:wrap}
.choices-row .choice{flex:1 1 auto;padding:10px 12px;gap:10px}
.lbl{display:block}
.choice{position:relative;display:flex;align-items:center;gap:12px;min-height:50px;padding:10px 14px;border:1.5px solid #d4d6db;border-radius:12px;font-weight:600;font-size:.95rem;cursor:pointer;background:#fff;transition:border-color .15s,background-color .15s}
.choice input{flex:0 0 auto;width:20px;height:20px;margin:0;accent-color:var(--cobalt)}
.choice:has(input:checked){border-color:var(--cobalt);background:var(--cobalt-soft)}
.choice:has(input:focus-visible){box-shadow:0 0 0 4px rgba(52,67,220,.2)}
.invalid .choice{border-color:#d33}
.field-error{color:#c62828;font-size:.88rem;font-weight:600;margin-top:8px}
.consent{display:flex;gap:12px;align-items:flex-start;padding:16px;border-radius:14px;background:var(--cobalt-soft);font-weight:600;font-size:.95rem;line-height:1.45;cursor:pointer}
.consent input{flex:0 0 auto;width:22px;height:22px;margin:1px 0 0;accent-color:var(--cobalt)}
.step-nav{display:flex;justify-content:space-between;gap:12px;margin-top:8px}
.step-nav .btn{flex:1 1 0;padding:0 14px}
.step-nav .btn-ghost{flex:0 0 30%}
.step-nav span{display:none}
.step-nav .btn-primary:only-child,.step-nav span + .btn{flex:1 1 100%}
.btn:disabled{opacity:.6;cursor:progress}
.form-status{margin-top:16px;padding:14px 16px;border-radius:12px;background:#fdecec;color:#8a1c1c;font-weight:600;font-size:.93rem}
.form-status a{color:inherit}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.thanks{text-align:center;display:grid;gap:14px;justify-items:center;padding:48px 22px}
.thanks[hidden]{display:none}
.thanks:focus{outline:none}
.thanks-icon{width:64px;height:64px;border-radius:50%;background:var(--cobalt) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center/30px no-repeat}
.thanks h2{font-size:clamp(1.8rem,6vw,2.4rem)}
.thanks p{color:var(--muted);max-width:30em}
.thanks-ref{font-weight:700;color:var(--ink)!important;font-size:.9rem}
.thanks-mail a{color:var(--cobalt);font-weight:700}
.thanks .btn{margin-top:10px}
/* home: apply card */
.apply-card{background:#fff;color:var(--ink);border-radius:22px;padding:30px 24px;display:grid;gap:14px}
.apply-card h3{font-size:1.4rem}
.apply-card p{color:var(--muted)}
.apply-card ul{list-style:none;margin:4px 0 8px;padding:0;display:grid;gap:8px;font-weight:600;font-size:.95rem}
.apply-card li{display:flex;gap:10px;align-items:center}
.apply-card li::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--cobalt);flex:0 0 auto}
@media (min-width:640px){
  .grid2{grid-template-columns:1fr 1fr}
  .apply-form,.thanks{padding:36px 34px}
  .step-nav .btn{flex:0 0 auto;min-width:160px}
  .step-nav span{display:block}
  .step-nav span + .btn{flex:0 0 auto}
  .progress li{font-size:.8rem}
}
@media (min-width:900px){
  .apply-hero{padding:72px 0 56px}
  .apply-body{padding:48px 0 120px}
  .apply-layout{grid-template-columns:260px 1fr;gap:48px;align-items:start}
  .apply-side{position:sticky;top:96px;display:grid;gap:28px}
  .progress{grid-template-columns:1fr;gap:4px}
  .progress li{flex-direction:row;align-items:center;gap:14px;font-size:.98rem;padding:10px 12px;border-radius:12px}
  .progress li:hover{background:#eceef2}
  .progress li span{width:32px;height:32px;border-radius:50%;flex:0 0 auto;display:flex;align-items:center;justify-content:center;font-size:.85rem;font-weight:800;background:#e3e5ea;color:var(--muted)}
  .progress li.active span,.progress li.done span{color:#fff}
  .progress li.active{background:#fff;box-shadow:0 1px 0 var(--line),0 0 0 1px var(--line)}
  .side-note{display:grid;gap:10px;padding:22px;border-radius:18px;background:var(--ink);color:#c3c6cc;font-size:.92rem}
  .side-note h3{color:#fff;font-size:1rem}
  .side-mail a{color:#fff;font-weight:700}
  .apply-form,.thanks{padding:44px 48px}
  .apply-card{padding:38px 34px}
}

@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.terms-body{max-width:760px;padding-bottom:64px}
.terms-body h2{font-size:1.15rem;margin:32px 0 8px}
.terms-body p{margin:0 0 12px;line-height:1.65}
.consent a{text-decoration:underline}